morning news hotline news 96,101 (reporter LI Jie) not long ago, the Central Bank lifted financial institutions RMB deposit and loan interest rate again, there are home loans are not paid off the homeowner expressed a lot of pressure. &Amp;ldquo; after each interest rate, weight average barely can afford each month, but math 20 years, to have so much money, how do not think that is worthwhile. &Amp;rdquo; in this regard, related people, now should be well calculated the period of repayment is not optimal.
pony is a software development company employee, a monthly income of about $ 7,000, has bought the House for some time, started the day had a fairly comfortable, once the mortgage is also, not only to meet expenditure of each month, you can also save some money. But once again raise interest rates later, Ma admits, live now was reckoned, friends from the original 6 times a month, reduced to 1. His recent figure, whether or not to take out their money, and then to borrow some money from friends, some mortgages in advance.
with small horse as need began calculated live of also has in magazine work of small Zhang, to Beijing Hou buy has a 50 square meters of Bay, down is home people support of, months for by she own completed, loan 10, see with also has 6 years, all loan to also finished, small Zhang in accordance with the regulation of breathing Hou of interest rate forget a pen account, suddenly found she need also Bank of money, than zhiqian more has many, “ I think special does not willing, next to people are take has money, intends to to mortgage first also has, I also quite heart of. After all, less interest. &Amp;rdquo;
expert zhizhao
repayments do not have to advance in the late
CITIC Bank staff, if the other person was at 70 percent rate concessions to buy, but do not have to rush to mortgage, even if higher interest rates, also has a clear advantage in the lending rate; if you are using matching buyers of the principal and interest repayment, late in the repayment of , Monthly mortgage is basically dominated by principal, early repayment is not much interest in. House slave--according to their own circumstances, carefully calculate the advance repayment worth. Clue: left
author: LI Jie
