Cheng Xitai published on April 23 in Twitter it is participating in the “ Fu Palace &rdquo forbidden city built; the opening ceremony photos. Figure for its microblogging screenshot.
Cheng Xitai published on April 23 in Twitter it is participating in the “ Fu Palace &rdquo forbidden city built; the opening ceremony photos. Figure for its microblogging screenshot.
accept the research of high net worth nearly 60% of the population are immigrants or have completed relevant investment considerations, this behavior may invest assets of 1 billion of business owners is particularly evident in the performance, about 27% of those respondents have completed an investment of immigrants, while the proportion of respondents who are being considered as high as 47%
"your high net worth it? "The big question in the micro-Bo hot. What is the high net worth? Investable assets of more than 1000 million. According to the newly released "2011 China's Private Wealth Report", 2010, China reached 50 million high net worth individuals were held for investment assets of 1.5 trillion yuan. They concentrated in the north half wide, Zhejiang and Jiangsu, their money is distributed in cash and deposits, stocks, real estate and funds. In 2011, high net worth who was equipped with the stock, reduced to buy a house, a large move overseas investment.
This report by the high-end customers in the personal financial services leader in the field of investment banks and consulting firms world-renowned management consulting firm Bain jointly launched.
significant increase in the number of high net worth
the growth of personal wealth can not do without the national economic development. In 2010, China's economy continues to improve, a fire, and real GDP growth back to double digits. The two most important investment market, stock and real estate, or very obvious. In this context, China's overall holdings of personal investment assets reached 62 trillion yuan, representing an increase of the end of 2009 approximately 19%. Meanwhile, the high net worth population size is also expanding, reaching 50 million people. Compared with 2009, an increase of 9 million, an annual growth rate of 22%. In addition, the 2008 and 2010, the wealth of high net worth population has slightly increased the proportion of the country's total, from 23% in 2008 to 24% in 2010, 2011, this proportion will further increase to 25%.
According to "China Private Wealth Report 2011", the composition of China's population to high net worth business owners as the most, accounting for 61%; professional managers, executives and professionals to squeeze rapidly, accounting for 17 %. A small number of high net worth population is a full-time wife, the retired stars, actors and sports stars, their proportion increased slightly, but still below 10%. From the assets, China's high net worth people still may invest assets of 5,000 million people below the main; while investment assets of 1 billion or more rapid growth of ultra-high net worth people, accounting for 3 years from 2009 % to 6%, mainly from business owners.
Although the "rich second generation" swing for the name of the community, but the accumulation of wealth and the owners are still dominated by the first generation of wealth. Investment decisions must really master the "rich second generation" of Chinese high net worth less than 1% of the population, and the average asset size of the master is relatively small. "We also note that the second generation of wealth, inheritance and heir to the corporate social responsibility and gradually issued a strong voice, as promoting environmental protection, charity, saving and other social welfare an emerging force. "
in age and education, China has about 50% of high net worth population from 40 to 50-year-olds, and dominated by men. Business owners in larger investible assets, is also proportional to the age. Over the past two years, business owners or senior managers through the EMBA training and other forms of returning to school, education in general be enhanced, with the number of bachelor degree or above is close to 80%. Groups of professional managers shows three characteristics: young, educated, a more balanced gender ratio.
children. Reported that the relative concentration of high net worth people in 15 provinces covering the first 80% of China's high net worth crowd. Beijing, Shanghai, Guangzhou, the largest number of people, respectively, 4.4 million, 47,000 and 70,000.
more wealth, higher living
Although diversified trend, but "to create more wealth" and "high quality of life" is still high net worth wealth among the main objectives pursued. Reported that most of the high net worth individuals under the age of 50, a time when the cause of rising period or a peak period, energetic pursuit of wealth for the cause of the inertia and push them to continue to create more wealth. At the same time, they focus on high quality of life, money brought enjoyment and social status of the material can no longer meet their needs, "high quality" largely reflected in the spirit of high quality.
recent years, high net worth individuals begin to pay attention of charity and public welfare in the hope that practical charity and others hands to contribute to society, not just simple donations. Them through travel photography, collecting art and wine to enhance self-cultivation and taste, and others to obtain social recognition. At the same time, they want more people to participate in high-end parties, through their own experience with high net worth individuals sharing similar experiences to make friends, receive spiritual communication.
In addition, the safety of high net worth individuals on wealth, wealth, inheritance, child education, personal career development goals and other wealth has increased in the degree of concern. "Evergreen family business" has been part of traditional Chinese cultural heritage. With the first generation of wealth and career development in the stage of life both into the mature stage two, they began thinking about the future wealth of heritage issues. Especially for a small portion of ultra high net worth population and relatively high age of the population, wealth, inheritance has been included in their agenda.
driven by these objectives, the assets of high net worth individuals also varied configuration and service requirements. Concern about the quality of life, making the medical and health become the most desired value-added services. Medical treatment is difficult not only the problems faced by ordinary people, the respondents also said that high net worth individuals, "we can always be registered difficult, so difficult to find a good doctor, doctor problems, hopes to coordinate the resources of private banks to provide medical health services , such as contact and colleagues. "According to the children of different age, high net worth individuals, their children's education services, the requirements put forward specific, the most popular children's education services, including family child day camp to endure hardship and elite forum.
buy a house have become rare, an increasing investment immigration
control policies as the housing market has repeatedly introduced, especially for the purchase of, mortgage intervention, people are increasingly bearish on the housing market. "China's Private Wealth Report 2011" of the compilers, in the domestic 30 provinces (autonomous regions and municipalities), more than 300 real estate practitioners study found that: Most real estate professionals feel that the confidence of domestic investors has been reduced, generally bearish housing market growth in 2011. Meanwhile, China's high net worth client manager interview people and also found that: people of high net worth investment to buy the domestic residential enthusiasm decreased significantly.
report, investment real estate in the asset allocation of high net worth population increased from 17.9% in early 2009 to early 2011 to 13.7%. When respondents were asked about "the future of the 1 to 2 years you will reduce the real estate market (including investment) the amount of investment", the 90% of the respondents said they would not increase the room investment in the property market, high net worth individuals, said half of the gradual withdrawal of the real estate market in the capital. When asked about "investment in the next 1 to 2 years if the real estate market will change the way" when less than 10% of the respondents selected "still dominated the domestic direct purchase of residential," about 40% of the respondents said "to buy shops, or through real estate trust, real estate funds to invest." This shows that regulatory policies in the real estate under the influence of high net worth individuals on the direct purchase of domestic residential investment fell enthusiasm, turned to commercial investment and indirect investment.
Another noteworthy that in recent years, rapid growth of China's personal foreign assets, 2008 and 2010 the average annual compound growth rate of about 100%. Which, as the main destination for overseas investment of Chinese people in Hong Kong, 2008 and 2010 from the Mainland individuals to invest more than 70% compound annual growth rate, assets accounting for more than half the foreign assets of individuals. 2011, with the further globalization of high net worth population migration and investment asset allocation needs, overseas investment is expected to further growth.
At the same time, foreign investment in China in recent years the number of migrants appear to rapidly increase. In the United States, cumulative investment in China last 5 years the number of immigrants compound growth rate of 73%. States and even forced some immigration purposes the growing number of immigrants increased the pressure on the investment threshold, such as increasing investment in Canada in 2010, the threshold limit of net assets from 80 million yuan to 1.6 million Canadian dollars, Australia is also investments in 2010 the amount of personal assets of migrants from 25 million Australian dollars to 50 million. This trend is rapidly increasing investment in migration research has also been confirmed. Accept the research of high net worth nearly 60% of the population are immigrants or have completed relevant investment considerations. This behavior may invest assets of 1 billion of business owners is particularly evident in the performance, about 27% of respondents have completed an investment of immigrants, the proportion of respondents who are considering as high as 47%.
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